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	<title>Desprecredite</title>
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	<lastBuildDate>Fri, 11 Apr 2008 13:05:20 +0000</lastBuildDate>
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		<title>Desprecredite</title>
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		<item>
		<title>ANGLO-ROMANIAN BANK – o noua institutie in peisajul bancar romanesc</title>
		<link>http://desprecredite.wordpress.com/2008/04/11/anglo-romanian-bank-%e2%80%93-o-noua-institutie-in-peisajul-bancar-romanesc/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/11/anglo-romanian-bank-%e2%80%93-o-noua-institutie-in-peisajul-bancar-romanesc/#comments</comments>
		<pubDate>Fri, 11 Apr 2008 13:05:20 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[banci]]></category>
		<category><![CDATA[anglo romanian bank]]></category>
		<category><![CDATA[persoane juridice]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/?p=16</guid>
		<description><![CDATA[Treceam pe la Aviatorilor si din masina am vazut o cladire impunatoare cu sigla bancii ANGLO-ROMANE. Cum nu auzisem decat vag despre aceasta institutie bancara, am decis sa ma informez mai mult. Asa ca am facut putin research pe net si am dat peste site-ul oficial. Cum voiam desigur sa ma interesez despre produsele de [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=16&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<item>
		<title>COMISIOANE+DOBANDA=DAE?</title>
		<link>http://desprecredite.wordpress.com/2008/04/07/comisioanedobandadae/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/07/comisioanedobandadae/#comments</comments>
		<pubDate>Mon, 07 Apr 2008 13:30:17 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[credite]]></category>
		<category><![CDATA[credite nevoi personale]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/?p=15</guid>
		<description><![CDATA[Romanii nu suporta bancile. Fiecare persoana are cate o cunostinta care a avut experiente neplacute cu bancile. Fiecare dintre noi are pareri preconcepute despre banci, fiecare dintre noi are o plangere la adresa unei banci. Motivele? Simplul fapt ca interesul nostru nu s-a identificat cu interesul bancii sau ca nu am citit cu atentie niste [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=15&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>CARDURILE DE CREDIT – ispita sau necesitate?</title>
		<link>http://desprecredite.wordpress.com/2008/04/07/cardurile-de-credit-%e2%80%93-ispita-sau-necesitate/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/07/cardurile-de-credit-%e2%80%93-ispita-sau-necesitate/#comments</comments>
		<pubDate>Mon, 07 Apr 2008 13:29:50 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/?p=14</guid>
		<description><![CDATA[Romanii au ajuns sa se indatoreze. Si inca la cote destul de mari. Vedeam in filmele americane acum ceva vreme sau auzeam de la cunostinte din State sau din Europa Occidentala despre cardurile de credit cu care puteai sa-ti cumperi tot ce-ti doreste inimioara urmand ca plata sa se efectueze undeva intr-un viitor indepartat si [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=14&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>AVANSUL ne aduce cu picioarele pe pamant. Sau NU?</title>
		<link>http://desprecredite.wordpress.com/2008/04/05/avansul-ne-aduce-cu-picioarele-pe-pamant-sau-nu/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/05/avansul-ne-aduce-cu-picioarele-pe-pamant-sau-nu/#comments</comments>
		<pubDate>Sat, 05 Apr 2008 11:29:40 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[credite]]></category>
		<category><![CDATA[avans 0]]></category>
		<category><![CDATA[credite ipotecare]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/?p=13</guid>
		<description><![CDATA[In Romania, pentru a-ti putea cumpara o locuinta, trebuie sa apelezi la un credit ipotecar. Pe larg despre acest subiect se va vorbi la “Creditul Ipotecar – mic ghid”. Sintetizand continutul de acolo, trebuie spus ca diferenta unui credit de nevoi personale si unul pentru achizitie locuinta rezida din faptul ca in primul caz nu [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=13&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>PLAFOANE MINIME SI MAXIME. CONDITII DE ELIGIBILITATE</title>
		<link>http://desprecredite.wordpress.com/2008/04/05/plafoane-minime-si-maxime-conditii-de-eligibilitate/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/05/plafoane-minime-si-maxime-conditii-de-eligibilitate/#comments</comments>
		<pubDate>Sat, 05 Apr 2008 10:30:09 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[credite]]></category>
		<category><![CDATA[credite nevoi personale]]></category>
		<category><![CDATA[suma maxima]]></category>
		<category><![CDATA[vechime]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/?p=12</guid>
		<description><![CDATA[Reclamele de multe ori ne fac sa ne dorim cat mai multe lucruri. Reclamele la credite ne dau mereu impresia ca este foarte usor sa luam bani cu imprumut. Reclamele contin cifre, multe cifre, multe valori minime sau maxime. Niciodata insa nu contin valorile intermediare, valori la care cei mai multi ne incadram. Toate aceste [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=12&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">desprecredite</media:title>
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		<item>
		<title>VENITUL NOSTRU CEL DE TOATE ZILELE</title>
		<link>http://desprecredite.wordpress.com/2008/04/05/venitul-nostru-cel-de-toate-zilele/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/05/venitul-nostru-cel-de-toate-zilele/#comments</comments>
		<pubDate>Sat, 05 Apr 2008 10:18:36 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[credite]]></category>
		<category><![CDATA[credite nevoi personale]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[salariu]]></category>
		<category><![CDATA[venit]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/?p=11</guid>
		<description><![CDATA[(sau tot ce trebuie sa stii despre cum privesc bancile salariul tau) Am tot vorbit pana acum de conditii de eligibilitate, de scoring si de cheltuieli de subzistenta. Toate au o baza insa. Poate scoringul tau sa fie grozav pentru ca esti casatorit, nu ai copii, nu ai restante, ai studii universitare si un loc [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=11&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>CREDITUL DE REFINANTARE</title>
		<link>http://desprecredite.wordpress.com/2008/04/04/creditul-de-refinantare/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/04/creditul-de-refinantare/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 19:13:31 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[credite]]></category>
		<category><![CDATA[refinantare]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/2008/04/04/creditul-de-refinantare/</guid>
		<description><![CDATA[(dream come true?) De ce a aparut creditul de refinantare? In perioada 1995-2001 au aparut multe oportunitati de cumparare de produse in rate. In spatele acestui sistem se ascundeau insa dobanzi uriase si comisioane care cresteau de la luna la luna. Bancile au observat acest lucru si au introdus un produs nou: creditul de refinantare. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=10&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<item>
		<title>BIROUL DE CREDIT SI CENTRALA RISCULUI BANCAR.</title>
		<link>http://desprecredite.wordpress.com/2008/04/04/biroul-de-credit-si-centrala-riscului-bancar/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/04/biroul-de-credit-si-centrala-riscului-bancar/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 18:52:06 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/2008/04/04/biroul-de-credit-si-centrala-riscului-bancar/</guid>
		<description><![CDATA[(sau cainele de paza al bancilor) Mult timp romanii au fost intr-un fel de era crepusculara, intr-un fel de haos care le convenea: luau credite pe care ulterior nu si le achitau. Isteria creditelor cu buletinul, sistemul de vanzari in rate si mai apoi cardurile de credite au creat restante si rau-platnici. Biroul de Credit [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=9&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>GRADUL DE INDATORARE SI CHELTUIELILE DE SUBZISTENTA</title>
		<link>http://desprecredite.wordpress.com/2008/04/04/gradul-de-indatorare-si-cheltuielile-de-subzistenta/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/04/gradul-de-indatorare-si-cheltuielile-de-subzistenta/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 18:11:33 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[GRAD INDATORARE]]></category>
		<category><![CDATA[RATA]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/2008/04/04/gradul-de-indatorare-si-cheltuielile-de-subzistenta/</guid>
		<description><![CDATA[(sau cum calculeaza bancile la cat ma incadrez conform venitului) Intr-un timp BNR-ul limita gradul de indatorare la 35% din venit. Ce inseamna de fapt gradul de indatorare? Este un procent care arata cat anume din venitul net lunar poate reprezenta rata lunara la credite. Acest lucru se ia in calcul tocmai pentru a preveni [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=8&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://desprecredite.wordpress.com/2008/04/04/gradul-de-indatorare-si-cheltuielile-de-subzistenta/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">desprecredite</media:title>
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		<title>ABN-AMRO oferta pentru nevoi personale</title>
		<link>http://desprecredite.wordpress.com/2008/04/04/abn-amro-oferta-pentru-nevoi-personale/</link>
		<comments>http://desprecredite.wordpress.com/2008/04/04/abn-amro-oferta-pentru-nevoi-personale/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 16:56:22 +0000</pubDate>
		<dc:creator>desprecredite</dc:creator>
				<category><![CDATA[abn-amro]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[credite nevoi personale]]></category>

		<guid isPermaLink="false">http://desprecredite.wordpress.com/2008/04/04/abn-amro-oferta-pentru-nevoi-personale/</guid>
		<description><![CDATA[La ABN – AMRO nu exista decat o oferta de credite de nevoi personale fara ipoteca, pentru o perioada de maxim 8 ani(96 luni ) . Oferta este destinata persoanelor intre 18 si 70 ani (la 70 ani creditul trebuie sa fie rambursat in intregime) . Ce diferentiaza acest credit? Suma maxima care poate fi [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=desprecredite.wordpress.com&amp;blog=3375347&amp;post=7&amp;subd=desprecredite&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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